Chapter 7
Personal Financial Mangement Class
As part of the changes made to the Bankruptcy Code in 2005, every individual who files a Chapter 7 bankruptcy case must attend a Personal Financial Management Class within 45 days of the Meeting of Creditors. Once the class is completed the individual will be issued a certificate of attendance which must be filed with the bankruptcy court. Unless you complete a Personal Financial Managment Class, you will not receive a discharge. In fact, failure to attend a class may lead to the dismissal of your bankruptcy case.
On our web site we have provided links for those entities that are approved for providing such a class. The Texas A&M University System, provides its course free of charge.